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It’s always wise to compare car insurance rates because the price of a policy can differ by hundreds of dollars. That's because car insurance companies use different formulas when deciding how much you pay. This means you could wind up paying a lot more than you need to if you don’t shop around for the lowest price.

Use our average car insurance rates tool to compare rates. Enter a ZIP code to see the average premium for your neighborhood. You will also see the highest and lowest rates from the six major carriers surveyed to get an idea of what the most affordable car insurance price is in your area. To get a customized rate, select from among six age groups and three coverage levels and enter your gender. You can shop for a policy now by entering your information after clicking on the "Start Shopping Now" button above.